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Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
Understanding Renewal and Reactivation Statuses
Renewal and reactivation statuses in NMLS indicate whether an MLO has completed, is pending, or has failed to renew/reactivate. Institutions use these statuses to track progress and manage compliance.
Reviewing Renewal and Reactivation Notifications
Institutions can monitor MLO renewal and attestation activity by reviewing nightly email notifications sent by NMLS.

Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
- Submitting an Institution Renewal or Reactivation Request
  Renew or reactivate your institution’s federal registration in NMLS before submitting renewal/reactivation requests for employed MLOs.
- Renewing and Reactivating MLO Registrations
  Institutions must request renewal or reactivation of employed MLOs in NMLS after completing the institution renewal. MLOs must then attest to their records to complete the process.
- Using the Renewal/Reactivation Activity Report
  The Renewal/Reactivation Activity Report provides real-time information on MLO eligibility and status, helping institutions track and manage renewals and reactivations.
- Understanding Renewal and Reactivation Statuses
  Renewal and reactivation statuses in NMLS indicate whether an MLO has completed, is pending, or has failed to renew/reactivate. Institutions use these statuses to track progress and manage compliance.
  - Viewing Institution Renewal Status in Composite View
    Use Composite View in NMLS to confirm your institution’s MU1R renewal or reactivation status and view historical information.
  - Viewing MLO Renewal Status in Composite View
    Use Composite View in NMLS to review individual MLO registration and renewal status, including current and historical records.
  - Reviewing Renewal and Reactivation Notifications
    Institutions can monitor MLO renewal and attestation activity by reviewing nightly email notifications sent by NMLS.
- Mergers and Acquisitions During Renewal
  Explains how mergers and acquisitions affect Mortgage Loan Originator (MLO) registration renewal in NMLS and outlines common scenarios based on regulator type and transaction timing.
- Key Terms for Renewal and Reactivation
  Definitions of terms used in the federal institution and MLO renewal/reactivation process in NMLS.

Reviewing Renewal and Reactivation Notifications

Institutions can monitor MLO renewal and attestation activity by reviewing nightly email notifications sent by NMLS.

About this task

Institutions receive nightly email notifications summarizing MLO renewal and attestation activity. These notifications help administrators track progress without having to run the Renewal/Reactivation Activity Report daily.

Procedure

Open the renewal notification email sent by NMLS to your institution’s designated contact.
Review the notification to determine the volume of MLOs who attested on the prior day.

Note: If more than 500 MLOs completed attestation, the notification includes a high-volume format. If fewer than 500 MLOs completed attestation, the notification includes a low-volume format.
Use the information in the notification to confirm MLO progress and follow up with individuals who have not attested.

Results

The institution reviews nightly notifications and confirms that MLOs are completing renewal attestation. Outstanding MLOs can be contacted directly to ensure completion by the December 31 deadline.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.