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Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
Understanding Renewal and Reactivation Statuses
Renewal and reactivation statuses in NMLS indicate whether an MLO has completed, is pending, or has failed to renew/reactivate. Institutions use these statuses to track progress and manage compliance.
Viewing Institution Renewal Status in Composite View
Use Composite View in NMLS to confirm your institution’s MU1R renewal or reactivation status and view historical information.

Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
- Submitting an Institution Renewal or Reactivation Request
  Renew or reactivate your institution’s federal registration in NMLS before submitting renewal/reactivation requests for employed MLOs.
- Renewing and Reactivating MLO Registrations
  Institutions must request renewal or reactivation of employed MLOs in NMLS after completing the institution renewal. MLOs must then attest to their records to complete the process.
- Using the Renewal/Reactivation Activity Report
  The Renewal/Reactivation Activity Report provides real-time information on MLO eligibility and status, helping institutions track and manage renewals and reactivations.
- Understanding Renewal and Reactivation Statuses
  Renewal and reactivation statuses in NMLS indicate whether an MLO has completed, is pending, or has failed to renew/reactivate. Institutions use these statuses to track progress and manage compliance.
  - Viewing Institution Renewal Status in Composite View
    Use Composite View in NMLS to confirm your institution’s MU1R renewal or reactivation status and view historical information.
  - Viewing MLO Renewal Status in Composite View
    Use Composite View in NMLS to review individual MLO registration and renewal status, including current and historical records.
  - Reviewing Renewal and Reactivation Notifications
    Institutions can monitor MLO renewal and attestation activity by reviewing nightly email notifications sent by NMLS.
- Mergers and Acquisitions During Renewal
  Explains how mergers and acquisitions affect Mortgage Loan Originator (MLO) registration renewal in NMLS and outlines common scenarios based on regulator type and transaction timing.
- Key Terms for Renewal and Reactivation
  Definitions of terms used in the federal institution and MLO renewal/reactivation process in NMLS.

Viewing Institution Renewal Status in Composite View

Use Composite View in NMLS to confirm your institution’s MU1R renewal or reactivation status and view historical information.

About this task

Institutions can use Composite View in NMLS to review their MU1R registration status, confirm renewal or reactivation, and view historical filings. This allows administrators to verify that renewal has been processed and to monitor prior years’ activity.

Procedure

Navigate to the NMLS Login page (Federal Context).
Log in to your NMLS account.

Note: If you are landed on the NMLS Connect screen, select NMLS Federal Registry in the Quick Links section.
Select the Federal context, if the Context screen is displayed.

Note: Be sure you are in the Federal context by selecting Federal from the You are currently drop down list. Your screen should display the Federal Registry watermark.
Click the Composite View tab.
Click View Institution in the submenu.
Click View Registration Status in the left navigation panel.

Note: The View MU1R Status screen displays the institution’s current registration and renewal status.
To view registration and renewal history, click the regulator link.

Note: The View MU1R Status History screen opens, displaying historical filings and renewal records.

Results

The institution’s MU1R renewal/reactivation status and history are displayed in Composite View, allowing confirmation that renewal has been completed.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.