Institution MU1R Registration

The MU1R is the institution filing used in the NMLS Federal Registry to establish a federally chartered or insured institution as a valid employer of mortgage loan originators (MLOs) and to meet federal registration requirements.

What is the MU1R?

The MU1R (Institution) filing is used by federally regulated institutions to submit and attest to information required to establish the institution’s record in the NMLS Federal Registry as the employer of its federally registered MLOs. Once the first MU1R is filed, it becomes the institution’s single record for future updates and submissions.

Do you need to file an MU1R?

Your institution must file an MU1R in NMLS if both of the following are true:

  • Your institution employs individuals who are required to be federally registered as MLOs; and
  • Your institution is federally chartered or insured by one of the following agencies:
    • Farm Credit Administration
    • Federal Deposit Insurance Corporation
    • Board of Governors of the Federal Reserve System
    • National Credit Union Administration
    • Office of the Comptroller of the Currency, Treasury

The NMLS Federal Registry is the system of record that federally chartered or insured institutions and their MLOs must use to meet the federal registration requirement.

Before you begin

Confirm your institution’s information in the NIC Database. Use the Institution Search to locate and review your record. If any information is incorrect, contact your Federal Reserve district to request a correction. After corrections are made, allow up to three days for updates to reach the NMLS Entitlement Center. You can complete the institution account request once the information updates.

Fees and payment

MU1R submission requires payment at the time of filing. Review NMLS Processing Fees and available NMLS Payment Options.

Getting started in NMLS

Access NMLS from the NMLS Login Page. If you need help administering your account, see Account Administration.

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