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Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
Renewing and Reactivating MLO Registrations
Institutions must request renewal or reactivation of employed MLOs in NMLS after completing the institution renewal. MLOs must then attest to their records to complete the process.
Viewing Processed Renewal or Reactivation Uploads
After uploading a renewal/reactivation file, institutions can review processing results, correct rejected records, and proceed with payment.
Renewing your NMLS MLO Registration
After your employer submits your MLO registration for renewal, log in to NMLS and attest to your record to complete the renewal process before December 31.

Renewing Your Registrations
Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.
- Submitting an Institution Renewal or Reactivation Request
  Renew or reactivate your institution’s federal registration in NMLS before submitting renewal/reactivation requests for employed MLOs.
- Renewing and Reactivating MLO Registrations
  Institutions must request renewal or reactivation of employed MLOs in NMLS after completing the institution renewal. MLOs must then attest to their records to complete the process.
  - Manually Renewing or Reactivating MLOs
    Institutions with 100 or fewer eligible MLOs can manually select and submit renewals or reactivations using the Renewal/Reactivation Selection List.
  - Renewing or Reactivating MLOs by Upload
    Institutions can renew or reactivate large groups of MLOs at once by creating and uploading a renewal/reactivation file in CSV format.
  - Viewing Processed Renewal or Reactivation Uploads
    After uploading a renewal/reactivation file, institutions can review processing results, correct rejected records, and proceed with payment.
    - Renewing your NMLS MLO Registration
      After your employer submits your MLO registration for renewal, log in to NMLS and attest to your record to complete the renewal process before December 31.
  - Paying Renewal or Reactivation Invoices
    After submitting institution or MLO renewal/reactivation requests, institutions must pay the generated invoice to complete the process.
- Using the Renewal/Reactivation Activity Report
  The Renewal/Reactivation Activity Report provides real-time information on MLO eligibility and status, helping institutions track and manage renewals and reactivations.
- Understanding Renewal and Reactivation Statuses
  Renewal and reactivation statuses in NMLS indicate whether an MLO has completed, is pending, or has failed to renew/reactivate. Institutions use these statuses to track progress and manage compliance.
- Mergers and Acquisitions During Renewal
  Explains how mergers and acquisitions affect Mortgage Loan Originator (MLO) registration renewal in NMLS and outlines common scenarios based on regulator type and transaction timing.
- Key Terms for Renewal and Reactivation
  Definitions of terms used in the federal institution and MLO renewal/reactivation process in NMLS.

Renewing your NMLS MLO Registration

After your employer submits your MLO registration for renewal, log in to NMLS and attest to your record to complete the renewal process before December 31.

About this task

Your employing institution initiates your renewal in NMLS. When you receive the email prompting attestation, follow these steps to complete your renewal.

Procedure

Navigate to the NMLS Login page (Federal Context).
Log in to your NMLS account.

Note: If you are landed on the NMLS Connect screen, select NMLS Federal Registry in the Quick Links section.
Select the Federal context, if the Context screen is displayed.

Note: Be sure you are in the Federal context by selecting Federal from the You are currently drop down list. Your screen should display the Federal Registry watermark.
Select Renew/Reactivate.
Review and confirm your MU4R and the attestation language.
Optional: After review, if you determine that you need to update your record, select Amend Record Information.
Select the Attest and Renew button.
This completes the Renewal process.

Results

You receive a confirmation email indicating you have completed your renewal. You can verify status in Composite View under Federal Registration List.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.