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Filing the Individual MU4 Form in NMLS
Understand the purpose of the Individual MU4 Form and what to expect when filing it in NMLS.
Completing an Individual MU4 Filing
Learn how to complete and submit an Individual MU4 filing to apply for a license or registration through NMLS.
Managing Document Uploads
Learn how to upload supporting documents in NMLS and ensure they are categorized and submitted correctly.
Document Upload Descriptions and Examples
Descriptions and examples of the different types of documentation available for upload to NMLS.
Documents Available for Upload to Individual Filings (MU2/MU4)
Descriptions and examples of the different types of documentation available for upload to individual filings in NMLS.
Legal Name / Status Documentation
Upload documentation of legal name or legal status. This may be certified copies of divorce decree, marriage certificate, copy of driver’s license, passports, etc.

Filing the Individual MU4 Form in NMLS
Understand the purpose of the Individual MU4 Form and what to expect when filing it in NMLS.
- Information You Need Before You Can Apply
  Gather essential personal, historical, and state-specific documentation before beginning your MU4 license application filing.
- Creating an Individual MU4 Filing
  Learn how to create a new MU4 filing to begin applying for an MLO license or registration in NMLS.
- Completing an Individual MU4 Filing
  Learn how to complete and submit an Individual MU4 filing to apply for a license or registration through NMLS.
  - Selecting Your Licenses
    Learn how to select licenses or registrations to apply for in the MU4 form.
  - Managing Document Uploads
    Learn how to upload supporting documents in NMLS and ensure they are categorized and submitted correctly.
    - Uploading Documents on the Individual MU4 Form
      How to upload documents to the Individual MU4 Form.
    - Document Upload Descriptions and Examples
      Descriptions and examples of the different types of documentation available for upload to NMLS.
      - Documents Available for Upload to Company and Branch Filings (MU1/MU3)
        Descriptions and examples of the different types of documentation available for upload to Branch Filings in NMLS.
      - Documents Available for Upload to Individual Filings (MU2/MU4)
        Descriptions and examples of the different types of documentation available for upload to individual filings in NMLS.
        Credit Report Explanations
        A line-by-line, detailed letter of explanation of all derogatory credit accounts along with proof of payoffs, payment arrangements and evidence of payments made, or evidence of any formal dispute filed.
        Legal Name / Status Documentation
        Upload documentation of legal name or legal status. This may be certified copies of divorce decree, marriage certificate, copy of driver’s license, passports, etc.
        Memorandum of Tax Certification
        Provide a certified memorandum indicating all tax obligations to the State have been paid or that a payment plan (if applicable) is in place.
        Personal Financial Statement
        States vary on individuals they require to submit financial statements.
        State Background Check Authorization
        State specific form authorizing a state background check.
        Verification of Experience
        A license specific resume with detailed job descriptions and/or duties performed evidencing experience in the industry the company is applying for a license.
    - About the Document Library
      Document requirements are determined by the specific license requirements outlined in the Agency Guidance section of your MU4 filing. There are no standard documents required for every application; required uploads vary depending on your agency’s licensing guidance.
  - Completing Residential and Employment History
    Learn how to enter complete and accurate residential and employment history in the Individual (MU4) Form.
  - Answering Disclosure Questions
    How to answer disclosure questions in the Individual MU4 Form.
  - Completing the Criminal Background Check Process
    Learn about the Criminal Background Check (CBC) process required as part of the completing the Individual MU4 Form in NMLS.
  - Requesting a Credit Check in NMLS
    How to request a credit report as part of the Individual MU4 form in NMLS.
  - Attesting to Your Individual MU4 Filing
    How to attest to an Individual MU4 Filing in NMLS.
  - Attesting to MU4 Filings Created by Sponsoring Company
    Describes how to attest to Individual MU4 Filings created by a sponsoring company.
  - Paying for an Individual MU4 Filing
    Learn how to complete the payment process for your Individual MU4 filing in NMLS.
- Completing Application Requirements Submitted Outside of NMLS
  Learn how to identify and complete application requirements that must be submitted directly to state agencies outside of NMLS.
- Determining MU4 Filing Status
  Learn how to review the status of a submitted MU4 filing in NMLS.
- Responding to License Items for Individuals
  Learn how to respond to license items issued by state regulators during the review of your MU4 application.
- Requesting Additional Individual Licenses
  Understand how to request additional state licenses or registrations using the MU4 filing in NMLS.

Legal Name / Status Documentation

Upload documentation of legal name or legal status. This may be certified copies of divorce decree, marriage certificate, copy of driver’s license, passports, etc.

General/State-Specific

General

Document Description(s)

Upload documentation of legal name or legal status. This may be certified copies of divorce decree, marriage certificate, copy of driver’s license, passports, etc.

States vary on acceptable documentation, please review State Licensing Checklist Compiler for acceptable forms of identification.

File Name Format

[Documentation Name]

Amendments

If name change occurs, remove previous documents and replace with new documentation.

Examples

Driver’s license, marriage certificate, etc.

Upload Location

INDIVIDUAL FILING (MU2/MU4)

Note: See About the Document Library for more information on what regulators and company users can view in NMLS.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.