Filing the Individual MU4 Form in NMLS

Understand the purpose of the Individual MU4 Form and what to expect when filing it in NMLS.

About this task

The Individual MU4 Form is the primary application form for Mortgage Loan Originators (MLOs) applying for a new state license or registration through NMLS. This form captures all relevant background information, including identity, employment, residential history, disclosures, and required authorizations.

According to NMLS Policy Guide, the information provided in your MU4 Form must be accurate and fully completed before submission. Any incomplete or misleading information may result in processing delays or license denial.

You must also authorize background checks and may be required to upload supporting documentation, depending on state-specific requirements. After submission, the form is reviewed either by your employer or by the licensing agency directly.

What to do next

Information You Need Before You Can Apply