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Renewing Individual Licenses or Registrations
Renewal is the annual process of verifying, updating, and affirming your license information in NMLS to maintain your active status for the next calendar year.
Preparing for NMLS Annual Renewal for Individuals
Proper preparation helps ensure your license renewal request is submitted accurately and on time. Begin reviewing and verifying your record before the November 1 opening of the renewal period.
Completing Continuing Education for Renewal
To be eligible for license renewal, you must complete the required Continuing Education (CE) and ensure that course completion is posted to your NMLS record.
Enrolling in NMLS-Approved CE Courses
Mortgage Loan Originators (MLOs) must complete NMLS-approved Continuing Education (CE) annually to remain eligible for license renewal.

Renewing Individual Licenses or Registrations
Renewal is the annual process of verifying, updating, and affirming your license information in NMLS to maintain your active status for the next calendar year.
- NMLS Annual Renewal Overview for Individuals
  NMLS provides a renewal window each year from November 1 to December 31 during which individuals may submit renewal requests for their state licenses.
- Preparing for NMLS Annual Renewal for Individuals
  Proper preparation helps ensure your license renewal request is submitted accurately and on time. Begin reviewing and verifying your record before the November 1 opening of the renewal period.
  - Confirming Your Record Is Up to Date
    Before submitting a renewal request, individuals should review their record in NMLS to ensure that all personal and license-related information is current and accurate.
  - Reviewing License Status Eligibility
    This task explains how to determine whether your license is eligible for renewal based on its current status in NMLS.
  - Items That Can Prevent Renewal Eligibility
    Certain conditions can block your ability to submit a renewal request in NMLS, including agency-imposed flags or outstanding fees.
  - Removing License Items During Renewal
    License items such as deficiencies or conditions must be resolved before a license can be renewed. You can address these items by responding directly or by filing an amendment.
  - Completing Continuing Education for Renewal
    To be eligible for license renewal, you must complete the required Continuing Education (CE) and ensure that course completion is posted to your NMLS record.
    - Enrolling in NMLS-Approved CE Courses
      Mortgage Loan Originators (MLOs) must complete NMLS-approved Continuing Education (CE) annually to remain eligible for license renewal.
  - Gathering Renewal Requirements
    Before you can renew your license, you must gather all state-specific requirements using the NMLS Renewal Checklist Compiler and the Renewal Deadlines, Requirements, and Fees Chart.
  - Checking Criminal Background Check Status During Renewal
    Check the status of your Criminal Background Check (CBC) to ensure it has been completed and results have been received by NMLS as part of your renewal process.
- Requesting NMLS Annual Renewal for Individuals
  This task explains how to submit a renewal request for your individual licenses or registrations during the NMLS renewal period.
- Troubleshooting Common Issues with NMLS Annual Renewal
  This topic outlines common issues that may prevent successful license renewal in NMLS and offers guidance on how to resolve them.
- Choosing Do Not Renew for Your License
  If you do not intend to renew a particular license during the annual renewal period, you must select the Do Not Renew option in NMLS to notify the relevant agency.
- Reinstating Individual Licenses or Registrations
  If you missed the renewal deadline, you may be able to reinstate your license during the January–February Reinstatement Period in NMLS.
- Determining Renewal Status Using Composite View
  You can use the Composite View tab in NMLS to monitor the status of your license renewal requests.

Enrolling in NMLS-Approved CE Courses

Mortgage Loan Originators (MLOs) must complete NMLS-approved Continuing Education (CE) annually to remain eligible for license renewal.

About this task

MLOs must complete Continuing Education (CE) annually through an NMLS-approved course provider. Course completion is reported directly by the provider to NMLS, typically within 7 calendar days. Some CE courses may require the use of a BioSig-ID® to verify your identity before credit is issued. (See BioSig-ID Help for more information.)

To browse CE course providers and determine CE requirements, visit:

Procedure

Research your state's CE requirements using the Education Requirements chart linked above.
Select an NMLS-approved course provider that offers courses meeting both national and any state-specific CE requirements.
Register and complete your selected course(s), following any BioSig-ID® requirements as instructed by the provider.
Allow up to 7 calendar days for your CE course completion to be posted to your NMLS record.

Tip: If your CE completion has not posted within 7 days, contact your course provider directly.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.