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Renewing Individual Licenses or Registrations
Renewal is the annual process of verifying, updating, and affirming your license information in NMLS to maintain your active status for the next calendar year.
Preparing for NMLS Annual Renewal for Individuals
Proper preparation helps ensure your license renewal request is submitted accurately and on time. Begin reviewing and verifying your record before the November 1 opening of the renewal period.
Items That Can Prevent Renewal Eligibility
Certain conditions can block your ability to submit a renewal request in NMLS, including agency-imposed flags or outstanding fees.

Renewing Individual Licenses or Registrations
Renewal is the annual process of verifying, updating, and affirming your license information in NMLS to maintain your active status for the next calendar year.
- NMLS Annual Renewal Overview for Individuals
  NMLS provides a renewal window each year from November 1 to December 31 during which individuals may submit renewal requests for their state licenses.
- Preparing for NMLS Annual Renewal for Individuals
  Proper preparation helps ensure your license renewal request is submitted accurately and on time. Begin reviewing and verifying your record before the November 1 opening of the renewal period.
  - Confirming Your Record Is Up to Date
    Before submitting a renewal request, individuals should review their record in NMLS to ensure that all personal and license-related information is current and accurate.
  - Reviewing License Status Eligibility
    This task explains how to determine whether your license is eligible for renewal based on its current status in NMLS.
  - Items That Can Prevent Renewal Eligibility
    Certain conditions can block your ability to submit a renewal request in NMLS, including agency-imposed flags or outstanding fees.
  - Removing License Items During Renewal
    License items such as deficiencies or conditions must be resolved before a license can be renewed. You can address these items by responding directly or by filing an amendment.
  - Completing Continuing Education for Renewal
    To be eligible for license renewal, you must complete the required Continuing Education (CE) and ensure that course completion is posted to your NMLS record.
  - Gathering Renewal Requirements
    Before you can renew your license, you must gather all state-specific requirements using the NMLS Renewal Checklist Compiler and the Renewal Deadlines, Requirements, and Fees Chart.
  - Checking Criminal Background Check Status During Renewal
    Check the status of your Criminal Background Check (CBC) to ensure it has been completed and results have been received by NMLS as part of your renewal process.
- Requesting NMLS Annual Renewal for Individuals
  This task explains how to submit a renewal request for your individual licenses or registrations during the NMLS renewal period.
- Troubleshooting Common Issues with NMLS Annual Renewal
  This topic outlines common issues that may prevent successful license renewal in NMLS and offers guidance on how to resolve them.
- Choosing Do Not Renew for Your License
  If you do not intend to renew a particular license during the annual renewal period, you must select the Do Not Renew option in NMLS to notify the relevant agency.
- Reinstating Individual Licenses or Registrations
  If you missed the renewal deadline, you may be able to reinstate your license during the January–February Reinstatement Period in NMLS.
- Determining Renewal Status Using Composite View
  You can use the Composite View tab in NMLS to monitor the status of your license renewal requests.

Items That Can Prevent Renewal Eligibility

Certain conditions can block your ability to submit a renewal request in NMLS, including agency-imposed flags or outstanding fees.

Before you can submit a renewal request, NMLS checks whether any conditions exist that make you ineligible to renew. These conditions can be applied either by the system or by a state agency.

The following issues can prevent renewal eligibility:

Prevent Renewal Flag: A state agency can apply this flag to your record, which blocks you from submitting a renewal request for that state.
Outstanding Agency Fee Invoice (AFI): If you owe any unpaid fees directly to a state agency, you may be barred from submitting your renewal until the invoice is paid and resolved.
Unmet Continuing Education (CE) Requirements: If your CE has not been completed or posted, your record may show ineligible status.
Missing Criminal Background Check (CBC): If your CBC is required but not completed or expired, your eligibility may be impacted.

You can monitor your eligibility and address issues by clicking View Complete Record Information in NMLS Connect. Reach out to your state agency if a Prevent Renewal Flag or AFI appears unexpectedly in your record.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.