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Annual and Quarterly Reporting
Overview of recurring financial and activity reporting obligations for licensed companies in NMLS, including annual financial statements, call reports, and Uniform Authorized Agent Reporting (UAAR).
Mortgage Call Report User Guide
The mortgage call report (MCR) is required to be completed by all state licensed companies and companies employing state licensed mortgage loan originators (MLOs).
Submitting the MCR with XML
NMLS provides company users with the ability to submit an MCR filing either through manual data entry within NMLS, or through an upload of a properly formatted XML file to NMLS.

Annual and Quarterly Reporting
Overview of recurring financial and activity reporting obligations for licensed companies in NMLS, including annual financial statements, call reports, and Uniform Authorized Agent Reporting (UAAR).
- Submitting Annual Financial Statements
  Submit the annual financial statement for your company through NMLS within 90 days of your fiscal year end.
- Mortgage Call Report User Guide
  The mortgage call report (MCR) is required to be completed by all state licensed companies and companies employing state licensed mortgage loan originators (MLOs).
  - Creating an MCR Filing
  - Completing the FC Component
  - Completing the RMLA Component
    Under the Residential Mortgage Loan Activity component, the State-Specific Information and the Company-Level Information must be completed.
  - Amending an MCR
  - Submitting the MCR with XML
    NMLS provides company users with the ability to submit an MCR filing either through manual data entry within NMLS, or through an upload of a properly formatted XML file to NMLS.
    - Uploading the MCR with XML
    - Manual Input vs. Data Upload
      NMLS offers both the manual input and data upload options.
    - Uploading Data from Multiple Systems
      You are able to upload multiple MCR XML files that are used to complete one MCR filing.
  - Printing Components of an MCR Filing
- NMLS Business Activity Information
- Money Services Businesses (MSB) Call Report
  The Money Services Businesses (MSB) Call Report was developed with the goal of enhancing and standardizing the information available to state regulators concerning the activities of their Money Services Businesses licensees (money transmitters, check cashers, prepaid, etc.). Licensees will be able to complete the report directly in NMLS.
- MSB Call Report: Creating a Filing
  The process for filling the MSB Call Report.
- MSB Call Report: Managing Completeness Checks and Warnings
  When completing the MSB Call Report, the System validates the data entered and provides completeness checks or warnings if data is missing or invalid, exceeds certain thresholds, or requires an explanatory note.
- MSB Call Report: Amending a Submitted Report
  A submitted MSB Call Report can only be amended within 24 months after the end of the filing period. Amending an MSB Call Report does not reset the 24-month limit.
- Uniform Authorized Agent Reporting (UAAR)
  Understand the purpose of Uniform Authorized Agent Reporting (UAAR) in NMLS and how it supports regulatory oversight of money services businesses through periodic reporting of authorized agents.

Submitting the MCR with XML

NMLS provides company users with the ability to submit an MCR filing either through manual data entry within NMLS, or through an upload of a properly formatted XML file to NMLS.

The MCR XML upload feature provides a streamlined option for creating an MCR filing for those companies that are able to extract MCR information from their internal systems. The upload feature may be used to create an initial MCR filing, change information on a pending MCR filing, or amend information on a previously submitted MCR filing.

MCR XML Specification and Sample Pack

Download the XML Schema for MCR Upload (Zipped XSD).

Download the XML sample pack, a zip file containing schemas and samples: MCR XML Sample Pack (ZIP).

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.