Money Services Businesses (MSB) Call Report
The Money Services Businesses (MSB) Call Report was developed with the goal of enhancing and standardizing the information available to state regulators concerning the activities of their Money Services Businesses licensees (money transmitters, check cashers, prepaid, etc.). Licensees will be able to complete the report directly in NMLS.
The report includes national and state specific MSB activity information that is submitted on a quarterly and annual basis. For a background and overview of the NMLS MSB Call Report, see the MSBCR Overview and Definitions. Refer to the Money Transmitters Modernization Act (MTMA)
1. Am I required to submit an MSB Call Report through NMLS?
Consult the License Requirements and Fees Chart to determine if you are required to submit an MSB Call Report through NMLS.
2. What are the sections of the MSB Call Report?
- Section I: Financial Condition Report (at Company Level)
- Financial Condition (FC) - This section collects financial information at the company level; it only has to be completed once per quarter.
- Section II: Transaction Activity Reporting
- Company-wide Transactions (TA) - This section collects transaction details across the company in every state where it operates.
- State-level Transactions (ST) - This section collects transaction details broken down by state.
- Section III: Permissible Investments Report (at Company Level)
- Permissible Investments (PI) - This section collects details for specific license types.
- Section IV: Transaction Destination Country Reporting
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Transaction Destination Country (TD) - This section is only required for licensees who indicate they transmit money from the United States to a foreign country or countries; it is due annually after the fourth quarter.
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3. When do I file?
Use the table below to plan and prepare your MSB Call Report quarterly filings.
| Filing | Reporting Period | Due Date |
|---|---|---|
| Q1 | January 1 - March 31 | May 15 |
| Q2 | April 1 - June 30 | August 14 |
| Q3 | July 1 - September 30 | November 14 |
| Q4 | October 1 - December 31 | February 14 |
4. How do I prepare?
Use the documents below to prepare, practice, and file your MSB Call Report. The definitions and instructions for Form Version 2 (FV2), Form Version 3 (FV3), and Form Version 4 (FV4) as well as a sample form are included below.
Use FV2 to complete the MSB Call Report for filings prior to 2023Q1. Use FV3 to complete the MSB Call Report for filing for 2023Q1 through 2024Q2. Use Fv4 to complete the MSB Call Report for filings for 2024Q3 and beyond.
| Document | Description | Form Version 2 (FV2) | Form Version 3 (FV3) | Form Version 4 (FV4) |
|---|---|---|---|---|
| Sample Form (Not for Upload) | Shows all the fields and sections of the MSB Call Report. | Excel | Excel | Excel |
| Field Definitions | Contains definitions for each field of the MSB Call Report. | |||
| Call Report Sections | Details the data to be entered into each section of the MSB Call Report. | |||
| Practice Worksheet | Helps users prepare for their quarterly submission of the MSB Call Report. | |||
| CSV Upload Specifications | Details on the MSB Call Report CSV upload functionality. | MSB Call Report CSV Upload Specifications | ||
| XML Specifications | Details on the MSB Call Report XML upload functionality. | MSB Call Report XML Specification | ||
| Summary of Enhancements | Details the updates in Form Version 3. | | ||
| Sample Form Version 3 (with Changes Highlighted) | Shows all the fields and sections of the MSB Call Report Form Version 3 with changes highlighted. | | Excel | Excel |
MSB Call Report Training
MSB Call Report Preview Training - Recorded on March 28, 2017
MSB Call Report Section IV Training - September 6th, 2017 (Recording)