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Financial Statements and Reporting
Chapters VII and VIII address the financial reporting requirements for companies, the mortgage and money services businesses call reports, and uniform authorized agent reporting.
Chapter VII—Financial Statement and Net Worth Filing
NMLS enables company account administrators and designated company users to file financial statements (FS) in a single PDF document (8MB file size limit) through the system. Companies are often required to file a financial statement prior to submitting a license application, on an annual basis, or at other designated times during the year.
Financial Information
Licensees are required to submit a financial statement and meet the net worth requirement that satisfy the highest, or most stringent, standard among all NMLS states in which they are licensed or are applying for licensure.

Financial Statements and Reporting
Chapters VII and VIII address the financial reporting requirements for companies, the mortgage and money services businesses call reports, and uniform authorized agent reporting.
- Chapter VII—Financial Statement and Net Worth Filing
  NMLS enables company account administrators and designated company users to file financial statements (FS) in a single PDF document (8MB file size limit) through the system. Companies are often required to file a financial statement prior to submitting a license application, on an annual basis, or at other designated times during the year.
  - General Instructions
    General instructions for filing net worth and financial statements for companies.
  - Manage Filings—Financial Statements
    As required by the license type for which you are applying, new applicants will not be able to submit a completed Company Form (MU1) unless the appropriate financial statement has been attached to their record.
  - Financial Information
    Licensees are required to submit a financial statement and meet the net worth requirement that satisfy the highest, or most stringent, standard among all NMLS states in which they are licensed or are applying for licensure.
  - Accountant Information
    Companies must provide the information listed on this page if the financial statement was prepared by an accounting firm.
  - Financial Statement Attachment
    Companies must attach the financial statement that corresponds to the Period Type, Classification, and Period End Date selected under MANAGE FILINGS – FINANCIAL STATEMENTS and FINANCIAL INFORMATION.
  - Attest and Submit
    The Submit Filing button will only appear if the Financial Statements Filing passes all completeness checks.
- Chapter VIII—Call Reports
  NMLS accommodates both the Mortgage and Money Services Call Reports.

Financial Information

Licensees are required to submit a financial statement and meet the net worth requirement that satisfy the highest, or most stringent, standard among all NMLS states in which they are licensed or are applying for licensure.

If attaching an Annual / Initial financial statement with a Period End Date that does not correlate with your fiscal year end date, please explain the circumstances that prohibit your company from attaching an annual financial statement.

Key Financial Data must correspond to the financial statement filed under the Annual / Initial filing and reflect the assets, liabilities, and owners’ equity values of the licensee. Whenever net worth values are changed from a prior submission, a financial statement reflecting these new values must be submitted with the net worth changes.

Sole proprietors should have a 12/31 fiscal year end which should be the same Month and Day as the Period End Date if you are submitting an Annual / Initial financial statement.

If you do not remember your company’s fiscal year end, reference the information you entered in the Legal Status page for fiscal year end.

The Financial Information screen

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.