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Financial Statements and Reporting
Chapters VII and VIII address the financial reporting requirements for companies, the mortgage and money services businesses call reports, and uniform authorized agent reporting.
Chapter VII—Financial Statement and Net Worth Filing
NMLS enables company account administrators and designated company users to file financial statements (FS) in a single PDF document (8MB file size limit) through the system. Companies are often required to file a financial statement prior to submitting a license application, on an annual basis, or at other designated times during the year.
Financial Statement Attachment
Companies must attach the financial statement that corresponds to the Period Type, Classification, and Period End Date selected under MANAGE FILINGS – FINANCIAL STATEMENTS and FINANCIAL INFORMATION.

Financial Statements and Reporting
Chapters VII and VIII address the financial reporting requirements for companies, the mortgage and money services businesses call reports, and uniform authorized agent reporting.
- Chapter VII—Financial Statement and Net Worth Filing
  NMLS enables company account administrators and designated company users to file financial statements (FS) in a single PDF document (8MB file size limit) through the system. Companies are often required to file a financial statement prior to submitting a license application, on an annual basis, or at other designated times during the year.
  - General Instructions
    General instructions for filing net worth and financial statements for companies.
  - Manage Filings—Financial Statements
    As required by the license type for which you are applying, new applicants will not be able to submit a completed Company Form (MU1) unless the appropriate financial statement has been attached to their record.
  - Financial Information
    Licensees are required to submit a financial statement and meet the net worth requirement that satisfy the highest, or most stringent, standard among all NMLS states in which they are licensed or are applying for licensure.
  - Accountant Information
    Companies must provide the information listed on this page if the financial statement was prepared by an accounting firm.
  - Financial Statement Attachment
    Companies must attach the financial statement that corresponds to the Period Type, Classification, and Period End Date selected under MANAGE FILINGS – FINANCIAL STATEMENTS and FINANCIAL INFORMATION.
  - Attest and Submit
    The Submit Filing button will only appear if the Financial Statements Filing passes all completeness checks.
- Chapter VIII—Call Reports
  NMLS accommodates both the Mortgage and Money Services Call Reports.

Financial Statement Attachment

Companies must attach the financial statement that corresponds to the Period Type, Classification, and Period End Date selected under MANAGE FILINGS – FINANCIAL STATEMENTS and FINANCIAL INFORMATION.

Important: This entire attachment must be in ONE, SEARCHABLE PDF file. Licensees may not submit this attachment as a password protected file. If the file is currently password protected, remove the password requirement before attaching it as part of the filing.

If an accountant or other accounting professional has prepared the financial statements, companies must also submit the CPA or accountant cover letter with the financial statements.If signatures are required on the letter, regulators will accept them through this submission process.

If a company must make an amendment or other change to their most recently submitted financialstatement submission, they may do so for a particular Fiscal Year and Period Type by selecting the respective Processed Filings > Period Type Link on the Manage Filings – Financial Statements page.

Do not submit PERSONAL FINANCIAL STATEMENTS through the system for Individual Form (MU2) and Individual Licensing Form (MU4) licenses if required in your state. Sole proprietors required to file financial statements to satisfy Company Form (MU1) license requirements may submit personal financial statements through NMLS to satisfy these requirements if allowed in your state.

Financial Statement Attachment screen

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.