Professional Requirements
NMLS enables individuals to select and pay for the National and State Components of the SAFE Mortgage Loan Originator Test.
State licensed mortgage loan originators (MLOs) are the only individuals who have a requirement to take a test, complete pre-licensure education, or satisfy an annual continuing education requirement.
Education Requirements:
Detailed information on pre-licensure and continuing education requirements for MLOs may be found in the MLO Education and Testing Guide. Licensees may review the status of their education requirements by clicking on Composite View and clicking the View Education Information link on the left of the screen. Annual compliance information (for PE and CE) will be displayed on this page. If the current or previous year is not displayed, then you are not yet compliant for pre-licensure education and/or annual continuing education. Licensees can review progress toward completing education requirements by clicking the Compliance Type drop-down menu and then choose a year from the drop down menu. After doing this the requested course completion record will be displayed. The course completion record lists the hours of education required by topic as required by the SAFE Act, the hours which have been completed, as well as current compliance status. If the required numbers of hours in a subject area have not yet been completed, the category will show as Non-Compliant.
At the bottom of the course completion record is a listing of every course which has been reported to NMLS as being completed for the year. Information such as the date the course was completed, the date the course completion was reported to NMLS, the number of hours of the course, as well as the course type.
A. General Instructions
- Requirements
- In order to select and pay for the SAFE Mortgage Loan Originator Test, an individual must have a NMLS Unique ID. Applicants and licensees should consult the MLO Education and Testing Guide on the NMLS Resource Center for detailed instructions.
