State licenses or registrations are required for state-regulated non-bank entities.

Overview of the account administration process for company and institution Account Administrators.

Understand how to identify and collect the information and documents needed to complete filings in NMLS.

Explains the idea of creating a new Company Form (MU1) filing in NMLS when applying for a new license or registration, as well as the distinction between your NMLS record and a filing in NMLS. Provides context around the relationship between the Company Form (MU1), Individual Form (MU2), and Branch Form (MU3).

How to create a new Company Form (MU1) filing in NMLS.

Choose the business activities that accurately reflect the services your company provides to ensure proper license application and regulatory oversight.

Learn how to request a company license or transition an existing license onto NMLS.

Enter any additional trade names your company uses to ensure they are properly recorded and displayed in NMLS and on public records.

Provide the contact details of registered agents authorized to receive legal and regulatory documents on behalf of your company in each state where a license is requested.

Learn how to add or edit company contact employees in the Contact Employees section of the Company (MU1) Form in NMLS.

List the location(s) where the company’s books and records are stored, along with contact details and related information, in the MU1 filing.

Identify and document all approvals and designations held by the company in the MU1 filing, including any required explanations or related business disclosures.

Enter your company's legal status, fiscal year-end, and formation details as required for a new Company (MU1) filing.

Learn how to complete the Affiliates and Subsidiaries section of the MU1 form by disclosing related entities that share common ownership or control with your company.

Learn how to complete the Financial Institutions section of the MU1 form by listing banks, credit unions, and other financial entities affiliated with your company.

Learn how to accurately respond to the Disclosure Questions on the MU1 form to report any legal, financial, or regulatory issues affecting your company or its principals.

Provide explanations for all disclosure questions answered “Yes,” optionally clarify selected “No” responses, and manage supporting documentation in the MU1 filing.

Identify all individuals and entities that meet NMLS definitions for direct owners and executive officers, and complete the required fields in the MU1 filing.

Use the Indirect Owners section of the Company (MU1) Form to disclose any individuals or entities that indirectly own or control 25% or more of the applicant.

Identify and maintain the company’s Qualifying Individual (QI) in the MU1 filing; updates may require advance notice and trigger an MU2 filing for the individual.

Learn how to upload, organize, and manage the required supporting documents within NMLS to complete your license application successfully.

Learn how to manage MU2 forms for company representatives by linking and updating their information within your company’s MU1 form in NMLS.

Complete the final step of the MU1 new application process by legally attesting to the filing information and submitting it to state regulators through NMLS.

Submit your company’s initial financial statement in NMLS when applying for a new license to meet state requirements.

Understand the process for managing individual MU2 filings, including submitting, updating, and tracking licensing information for company representatives in NMLS.

Understand the application requirements that companies must complete outside of NMLS, including fingerprinting, background checks, and submitting state-specific documentation.

Learn how to determine your company’s application status using the Composite View and Company Dashboard in NMLS for easy tracking and management.

Review and internally respond to license items placed on your company, branch, or sponsored individual licenses.

Understand how electronic surety bonds are managed within NMLS for company licensees, including submission, tracking, and compliance requirements.

Learn how to determine the status of your company, branch, control person, and sponsored individual licenses and filings, as well as important filing deadlines, using NMLS tools such as the Company Snapshot and Company Dashboard.

Review and internally respond to license items placed on your company, branch, or sponsored individual licenses.

Understand how to identify and collect the information and documents needed to complete filings in NMLS.

Explains what an MU1 amendment filing is and why companies file amendments in NMLS—to keep their official record current and accurate with state regulators.

Understand the external requirements and documentation you must complete outside of NMLS when submitting company license or registration amendments.

Learn how to use the Company Dashboard and Composite View in NMLS to check the status of your submitted amendment filings.

Submit the annual financial statement for your company through NMLS within 90 days of your fiscal year end.

The mortgage call report (MCR) is required to be completed by all state licensed companies and companies employing state licensed mortgage loan originators (MLOs).

The Money Services Businesses (MSB) Call Report was developed with the goal of enhancing and standardizing the information available to state regulators concerning the activities of their Money Services Businesses licensees (money transmitters, check cashers, prepaid, etc.). Licensees will be able to complete the report directly in NMLS.

The process for filling the MSB Call Report.

When completing the MSB Call Report, the System validates the data entered and provides completeness checks or warnings if data is missing or invalid, exceeds certain thresholds, or requires an explanatory note.

A submitted MSB Call Report can only be amended within 24 months after the end of the filing period. Amending an MSB Call Report does not reset the 24-month limit.

Understand the purpose of Uniform Authorized Agent Reporting (UAAR) in NMLS and how it supports regulatory oversight of money services businesses through periodic reporting of authorized agents.

Learn how Mortgage Loan Originators (MLOs) grant NMLS access to their employing company, and how companies establish relationships and request or maintain sponsorships required for licensure.

Learn how to view your sponsorted Mortgage Loan Originator (MLO) pre-licensure and continuing education course completion records in NMLS to verify that education requirements have been met.

Understand how to enroll Mortgage Loan Originators (MLOs) in the SAFE MLO Test through NMLS, including selecting test components and managing enrollments on their behalf.

Learn how companies can initiate and manage Individual MU4 filings in NMLS on behalf of Mortgage Loan Originators (MLOs), including submitting the filing for the MLO's attestation.

Explore how company users can monitor and oversee Mortgage Loan Originator (MLO) activities using a variety of NMLS system reports designed to support compliance and management.

Overview of how companies manage the annual renewal process for Mortgage Loan Originator (MLO) licenses and registrations in NMLS, including collaboration with MLOs to ensure timely and accurate renewals.

Learn how federally registered Mortgage Loan Originators (MLOs) can apply for state licensure or registration through NMLS and qualify for Temporary Authority to Operate (TA) while completing state-specific licensing requirements.

Understand the process and requirements for renewing company licenses or registrations in NMLS, including timelines, renewal eligibility, attestation, and submission of required fees and documentation.

Introduction to the steps companies must take to prepare for the NMLS annual renewal process.

Overview of how companies can request annual renewal of their licenses or registrations in NMLS, including available submission methods, attestation, and payment.

Learn when and why companies may select the Do Not Renew option in NMLS for specific licenses or registrations, and how to complete the action.

This topic outlines common issues that may prevent successful license renewal in NMLS and offers guidance on how to resolve them.

Learn how companies can reinstate expired or lapsed licenses in NMLS if permitted by their state regulator.

Use Composite View in NMLS to check and interpret the renewal status of company, branch, and sponsored individual licenses during the annual renewal period.

Use the Company (MU1) Form in NMLS to request the surrender of an active license or the withdrawal of a pending license application. Review jurisdiction-specific requirements before submitting your request.

Before filing a Branch (MU3) application, gather the state-specific requirements your company must meet.

Follow the structured process in NMLS to complete and submit a Branch (MU3) filing, using the topics below for each part of the application.

How to renew branch licenses in NMLS.

How to surrender a branch license in NMLS.

Business Activities are generic, non-legal definitions of a financial services activity that reasonably describes an activity permitted by a state, and therefore the definitions may not comport with state statutory definitions. No activity can be covered by more than one definition.