Establishing an NMLS account for a surety company involves completing a two-part request process: the Surety Company Limited Account Request and the Surety Company Full Entity Request.

Surety companies and surety bond producers each have specific responsibilities and user roles in NMLS that define how they manage Electronic Surety Bond (ESB) activities. This topic explains those responsibilities and summarizes the system roles available to each entity type.

Account Administrators assign and maintain user roles for their surety company’s Organization Users in NMLS. Users may hold multiple roles. Changes take effect immediately.

Account Administrators maintain Organization Users’ roles over time to keep access aligned with job duties. This task shows how to review, update, and revoke role assignments in NMLS.

Associations in NMLS establish the formal relationship between a surety company and a surety bond producer, authorizing the producer to create and execute Electronic Surety Bonds (ESBs) on behalf of the surety company.

Surety companies initiate association requests in NMLS to establish formal relationships with surety bond producers. An approved association allows the producer to execute Electronic Surety Bonds (ESBs) on behalf of the surety company.

Surety companies and surety bond producers can revise or remove existing associations in NMLS when business relationships, execution authority, or authorized states and representatives change.

Surety companies can create multiple association requests simultaneously by uploading a properly formatted XML file that conforms to the Surety Company Association Upload Specification.

During association creation, revision, or XML batch upload, validation or processing errors may occur. This topic lists common error messages, explains why they appear, and describes how surety companies and surety bond producers can resolve them.

The Surety Company Dashboard summarizes Electronic Surety Bond (ESB) activity for all underwriting companies within the surety company. Each section displays live bond counts and links to detailed bond records in NMLS.

Surety companies create and execute Electronic Surety Bonds (ESBs) in NMLS to satisfy regulator bonding requirements for licensees. This topic provides an overview of the bond creation and execution process from the surety company perspective.

Surety companies and surety bond producers can convert paper-issued bonds into Electronic Surety Bonds (ESBs) in NMLS so that existing obligations appear in the regulator’s electronic bond inventory.

Riders and endorsements modify existing Electronic Surety Bonds (ESBs) in NMLS. They are used to update, extend, or clarify bond terms without replacing the original bond.

Surety companies and surety bond producers can cancel, return, or void Electronic Surety Bonds (ESBs) in NMLS when a bond is no longer valid, requires correction, or must be withdrawn from regulatory consideration.

The Broker of Record (BOR) change process in NMLS allows a bond to be transferred from one surety bond producer to another while maintaining its active status and association with the surety company and regulator.

Overview of exceptions to the standard ESB workflow in NMLS, including returned bonds, bond form version upgrades, and Revised Form Bond requirements. Applies to both Surety Companies and Surety Bond Producers.

Describes how a Surety Company or Surety Bond Producer can edit a bond in a pending or returned status before resubmitting it for execution in NMLS.

Explains how a Surety Company or other surety entity completes the annual NMLS attestation confirming that its organization information is accurate during the renewals period from November 1 through December 31.

Explains how Surety Companies and Surety Bond Producers review, correct, and resubmit a bond that a regulator has returned to surety in NMLS.

Explains when and how a previously used bond number can be reused in NMLS after a returned bond has been voided.

Lists and explains system error messages that may appear when Surety Companies or Surety Bond Producers attempt to sign an electronic surety bond (ESB) in NMLS, along with their reasons and resolutions.

Lists and explains system warning messages that may appear when a state licensee manages or signs an electronic surety bond (ESB) in NMLS.

Provides corrective actions for common electronic surety bond (ESB) error and warning messages encountered by Surety Companies, Surety Bond Producers, and State Licensees in NMLS.

Describes the Surety Bond Transaction Report available to Surety Companies in NMLS, including the filter criteria, event types, and field definitions contained in the report.

Explains how Surety Companies can use NMLS reports and data exports to align electronic surety bond (ESB) information with their internal policy, accounting, or compliance systems.

Lists automated NMLS notifications and email alerts distributed to Surety Companies, Surety Bond Producers, Principals, and designated individuals when electronic surety bond (ESB) events occur.