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Bond Management for Surety Companies
Surety companies use NMLS to create, execute, manage, and maintain Electronic Surety Bonds (ESBs) throughout their lifecycle. This section describes the actions and responsibilities involved in managing bonds electronically within NMLS.
Reusing Electronic Surety Bond (ESB) Numbers in NMLS
Explains when and how a previously used bond number can be reused in NMLS after a returned bond has been voided.

Bond Management for Surety Companies
Surety companies use NMLS to create, execute, manage, and maintain Electronic Surety Bonds (ESBs) throughout their lifecycle. This section describes the actions and responsibilities involved in managing bonds electronically within NMLS.
- Bond Creation and Execution for Surety Companies
  Surety companies create and execute Electronic Surety Bonds (ESBs) in NMLS to satisfy regulator bonding requirements for licensees. This topic provides an overview of the bond creation and execution process from the surety company perspective.
- Converting Paper Bonds to Electronic Surety Bonds (ESBs)
  Surety companies and surety bond producers can convert paper-issued bonds into Electronic Surety Bonds (ESBs) in NMLS so that existing obligations appear in the regulator’s electronic bond inventory.
- Riders and Endorsements for Electronic Surety Bonds (ESBs)
  Riders and endorsements modify existing Electronic Surety Bonds (ESBs) in NMLS. They are used to update, extend, or clarify bond terms without replacing the original bond.
- Canceling, Returning, or Voiding an Electronic Surety Bond (ESB)
  Surety companies and surety bond producers can cancel, return, or void Electronic Surety Bonds (ESBs) in NMLS when a bond is no longer valid, requires correction, or must be withdrawn from regulatory consideration.
- Changing the Broker of Record for an Electronic Surety Bond (ESB)
  The Broker of Record (BOR) change process in NMLS allows a bond to be transferred from one surety bond producer to another while maintaining its active status and association with the surety company and regulator.
- Special Cases for Electronic Surety Bonds (ESBs) in NMLS
  Overview of exceptions to the standard ESB workflow in NMLS, including returned bonds, bond form version upgrades, and Revised Form Bond requirements. Applies to both Surety Companies and Surety Bond Producers.
- Editing Pending Electronic Surety Bonds (ESBs)
  Describes how a Surety Company or Surety Bond Producer can edit a bond in a pending or returned status before resubmitting it for execution in NMLS.
- Attesting to Surety Entity Information During the Annual Renewals Period
  Explains how a Surety Company or other surety entity completes the annual NMLS attestation confirming that its organization information is accurate during the renewals period from November 1 through December 31.
- Handling Regulator Returns for Electronic Surety Bonds (ESBs)
  Explains how Surety Companies and Surety Bond Producers review, correct, and resubmit a bond that a regulator has returned to surety in NMLS.
- Reusing Electronic Surety Bond (ESB) Numbers in NMLS
  Explains when and how a previously used bond number can be reused in NMLS after a returned bond has been voided.

Reusing Electronic Surety Bond (ESB) Numbers in NMLS

Explains when and how a previously used bond number can be reused in NMLS after a returned bond has been voided.

When a bond is returned by a regulator and later voided by the surety company, NMLS releases the associated bond number for reuse. This process prevents duplicate numbering conflicts and allows the surety to issue a corrected bond using the same bond number.

The ability to reuse a bond number is limited to the organization that voided the returned bond. Surety Companies can void a returned bond and reuse its bond number. Surety Bond Producers cannot perform this action, but they can view the voided bond within their Manage Bonds list.

Note: After a bond is voided, its record remains available in NMLS with a Voided status for reference and reporting purposes. Both Surety Companies and Surety Bond Producers can view voided bond records but only the Surety Company can reuse the number on a new bond.

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.