settlement services

The same as defined in the federal Real Estate Settlement Procedures Act (RESPA) 12 U.S.C Sec. 2601 et seq., Regulation X, 24 C.F.R Part 3500 et seq including:
  • Title searches
  • Title examinations
  • The provision of title certificates
  • Title insurance
  • Services rendered by an attorney
  • Preparation of documents
  • Property surveys
  • The rendering of credit reports or appraisals
  • Pest and fungus inspections
    • Services rendered by a real estate agent or broker
    • The origination of a federally related mortgage loan (including, but not limited to, the taking of loan applications, loan processing, and the underwriting and funding of loans)
    • The handling of the processing and closing or settlement.