Hawaii

State PE and CE Requirements for MLOs

Pre-Licensure Education Requirements

This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 12 hours of undefined education (referred to as electives).
Important: Hawaii has a requirement for 3 hours of instruction on state-specific law which may be satisfied by either taking a HI comprehensive course or a state-specific elective course.

Number of hours is 3/3/2/9/+ 3hrs of HI Law = 20

Continuing Education Requirements

Annual CE education must include 3 hours of Federal law, 2 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), and 2 hours of non-traditional mortgage lending, plus one (1) additional hour of HI-specific education (referred to as an elective).

Number of hours is 3/2/2 + 1hr of HI law = 8

Additional Persons: N/A

Deadline

The deadline to complete CE is December 31. However, MLOs in Hawaii are prohibited from applying to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.