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NMLS Reference Guide: About NMLS
The Nationwide Multistate Licensing System ("NMLS" or the "System") is the system of record for non-depository, financial services licensing or registration in participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam.
NMLS Unique Identifier
The NMLS Unique Identifier is the number permanently assigned by the Nationwide Multistate Licensing System (NMLS) for each company, branch, and individual that maintains a single account on NMLS.
NMLS Unique Identification Number Specifications
A unique identifier (NMLS Unique ID) is assigned by NMLS to each entity that has a record in the system.

NMLS Reference Guide: About NMLS
The Nationwide Multistate Licensing System ("NMLS" or the "System") is the system of record for non-depository, financial services licensing or registration in participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam.
- Technical Requirements
  Technical requirements for using NMLS in your web browser.
- Hours of Operation
  Call center and system hours of availability.
- NMLS Unique Identifier
  The NMLS Unique Identifier is the number permanently assigned by the Nationwide Multistate Licensing System (NMLS) for each company, branch, and individual that maintains a single account on NMLS.
  - NMLS Unique Identification Number Specifications
    A unique identifier (NMLS Unique ID) is assigned by NMLS to each entity that has a record in the system.
  - Required Use of NMLS ID
    The SAFE Act mandated the establishment of a unique identifier, and the majority of state mortgage licensing laws require mortgage loan originators to include their unique identifier on various documents, including business cards.
  - NMLS Consumer Access Participation
    All state-licensed and registered mortgage companies, branches and MLOs for the following state agencies can be found on NMLS Consumer Access (unless otherwise noted).
- NMLS Processing Fees
  NMLS Processing Fees, including fees associated with testing, education credit banking, and criminal background and credit checks, are established and reviewed annually by the State Regulatory Registry LLC Board of Managers, which provides governance for NMLS. The Conference of State Bank Supervisors operates NMLS on behalf of participating state agencies.
- FAQs: 2024 NMLS Processing Fee Review
  The following frequently asked questions have been provided to help you understand the next steps as the SRR Board of Managers prepares to review the current reference/aboutNMLS/maps/topics/aboutNMLS_processingFees-1.html. The SRR Board of Managers, which governs NMLS operations, reviews NMLS fees on an annual basis.
- Using the License Requirements and Fees Chart
  This is a companion document to the License Requirements and Fees Chart to help you filter the chart based on your entity type and goal within NMLS: applying for a new license, amending your record, or complying with periodic reporting requirements.
- PDF Tips
  If your upload contains multiple files, they must be merged into one PDF file. The PDF file should not be password protected. Below is a listing of some of the more popular programs and online services for creating PDF files.
- Information Sharing Through NMLS
  Information shared by the State Regulatory Registry LLC (SRR) under the SAFE Act.

NMLS Unique Identification Number Specifications

A unique identifier (NMLS Unique ID) is assigned by NMLS to each entity that has a record in the system.

The characteristics of the NMLS Unique ID are as follows

A unique ID is assigned to each company (Form MU1), branch (Form MU3), and natural person (Form MU2 or Form MU4) when the entity first creates its record in NMLS
Once assigned, an entity’s Unique ID cannot be changed
The NMLS Unique ID is assigned sequentially, +1 from the last ID number assigned
The first NMLS Unique ID assigned was a four-digit number
The NMLS Unique ID is stored as an Oracle INT (numeric integer) and is not expected to exceed one trillion (or 12 digits)

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.