About the Document Library

Document requirements are determined by the specific license requirements outlined in the Agency Guidance section of your MU4 filing. There are no standard documents required for every application; required uploads vary depending on your agency’s licensing guidance.

Document security

All your documents uploaded to NMLS are encrypted for protection

Who can view uploads in the Document Library

Individual applicant: You have full access to view your own uploaded documents without restrictions.
Company user: After the MU4 submission, a company user whom you have granted access will have access depending on the document type and user role:

Table 1. Company User's ability to view documents by type and role
Document Type	Company User Access
Verification of Experience	Full access (no special role needed)
Servicemember or Veteran Documentation	Must have "View Confidential Information" role
Legal Name/Status Documentation	Must have "View Confidential Information" role
Memorandum of Tax Certification	Must have "View Confidential Information" role
Credit Report Explanations	Can see the document exists, but cannot open it after submission
Additional Requirement	Can see the document exists, but cannot open it after submission
Personal Financial Statement (MU2 Only)	Can see the document exists, but cannot open it after submission
State Background Check Authorization (MU2 Only)	Must have "View Confidential Information" role

Regulator user

Can view documents only if the filing relevance ¹exists. Additionally, their access depends on document type and user role:

Table 2. Regulator's ability to view documents by type and role
Document Type	Regulator User Access
Verification of Experience	Full access (no special role needed)
Credit Report Explanations	Must have "View Credit Report Information" role
Legal Name/Status Documentation	Must have "View Confidential Information" role
Memorandum of Tax Certification	Must have "View Confidential Information" role
Additional Requirement	Must have "View Confidential Information" role in identified state
Servicemember or Veteran Documentation	Must have "View Confidential Information" role in identified state
Personal Financial Statement (MU2 Only)	Must have "View Confidential Information" role in identified state
State Background Check Authorization (MU2 Only)	Must have "View Confidential Information" role in identified state

¹ Filing Relevance: A regulator has filing relevance if:

The individual branch is submitting a license or transition request to the regulator's agency.
The individual or their associated company/branch currently holds an active license with the regulator's agency.