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NMLS MU Forms
Chapters II through V explain specific details of each state licensing form: MU1; MU2; MU3; and MU4.
Chapter V—NMLS Individual License Form (MU4)
The Individual License Form (MU4) is the Individual Mortgage License / Registration & Consent form.
General Instructions
An applicant or licensee for an individual license may use this form to apply for a license, amend a license, establish a relationship with a company, terminate a relationship with a company, or Surrender / Cancel a license.

NMLS MU Forms
Chapters II through V explain specific details of each state licensing form: MU1; MU2; MU3; and MU4.
- Chapter II—NMLS Company Form (MU1)
  NMLS Company Form (MU1) must be completed by a company applying for a license/registration in one or more states.
- Chapter III—NMLS Individual Form (MU2)
  The Individual Form (MU2) must accompany the Company or Branch Form. Each individual identified as a Control Person, Qualifying Individual, or a Branch Manager for the applicant, must complete the Individual Form (MU2).
- Chapter IV—NMLS Branch Form (MU3)
  The Branch Form (MU3) is the branch office information tied to a company’s record. The Branch Forms may only be submitted after a company submits a Company Form (MU1).
- Chapter V—NMLS Individual License Form (MU4)
  The Individual License Form (MU4) is the Individual Mortgage License / Registration & Consent form.
  - General Instructions
    An applicant or licensee for an individual license may use this form to apply for a license, amend a license, establish a relationship with a company, terminate a relationship with a company, or Surrender / Cancel a license.
  - Create Individual Record
    Full legal name (First, Middle, Last), Date of Birth, and Social Security Number are required for each Licensee to generate the Unique Identification Number.
  - Manage Licenses
    Applicants and Licensees should familiarize themselves with the jurisdiction’s specific instructions and checklist before completing any MU Forms in NMLS.
  - Individual Identifying Information
  - Other Names*
    Individuals are required to provide any names other than their legal name used since the age of 18, either personally or professionally. Examples include nicknames, aliases, initials, names used on business cards or advertisements, and names used before or after marriage and any names used on legal documents should they differ from your legal name.
  - Residential History
    Applicants or licensees must list all addresses where they have resided for at least the last 10 years, without gaps.
  - Employment History*
    An individual must provide complete employment history for the past 10 years.
  - Other Business
    Are you currently engaged in any other business as a proprietor, partner, officer, director, employee, trustee, agent or otherwise?
  - Disclosure Questions
    All Disclosure Questions must be answered. Any Yes response requires an explanation to be provided in the Disclosure Explanations section. A single PDF file can be uploaded with any applicable documentation.
  - Criminal Background Check (CBC)
    All new individual (MU4) license applications are required to submit a Criminal Background Check through NMLS. Existing licensees should complete this section to comply with state specific requirements.
  - Document Library
    Individuals can upload and submit PDF documents to regulators. Documents uploaded will appear in the Document Library.
  - Credit Report
    All new applicants for a mortgage loan originator license are required to authorize a credit report through NMLS. The first time an individual authorizes a credit report through NMLS, they must complete an Identity Verification (IDV) process.
  - Attest and Submit
    The Submit Filing button will only appear if the Individual Form (MU4) passes all completeness checks.
  - Company—Managing Mortgage Loan Originator (MLO) Records
    Managing MLO Records consists of the following:

General Instructions

An applicant or licensee for an individual license may use this form to apply for a license, amend a license, establish a relationship with a company, terminate a relationship with a company, or Surrender / Cancel a license.

A. General Instructions

Filing

Applicants or licensees for an individual license/registration may use this form to apply for a license, amend a license, establish a relationship with a company, terminate a relationship with a company, or Surrender / Cancel a license.

Applicants and licensees should consult the jurisdiction-specific instructions for any requirements that must be met in addition to submitting the Individual Form (MU4).

Dates

In the NMLS, there is no distinction between the filing date and the effective date. The filing date is the date the filing submission is made in the system to one or more regulators. The change is made to the licensee’s record in the NMLS instantly. Thus, the effective date and the filing date are the same.

B. Consumer Access*

The following information will be available and viewable in NMLS Consumer Access:

NMLS Unique ID
Name (First, Middle, Last, Suffix)
Business Phone, Fax
Indication as to whether the individual is engaged in other business as director, owner, employee, etc.
Other Names
Employment History
License# by Jurisdiction
License status by Jurisdiction
Sponsorship for License
Branch location associated with the individual
Public State Regulatory Actions

Contact the NMLS Call Center with any questions: 1-855-665-7123
Monday - Friday from 9:00AM to 9:00PM ET
Available from all U.S. States and Territories.