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NMLS Policy Guide (August 15, 2026)
August 15, 2026
Introduction and Purpose
NMLS MU Forms
Temporary Authority
Financial Statements and Reporting
Electronic Surety Bonds (ESB)
Professional Requirements
Glossary: Explanation of Terms Used in the Policy Guidebook
Appendices
Index
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E
Electronic Surety Bonds (ESB)
terms and definitions
[1]
bond / rider status
[1]
BOR change status
[1]
[2]
L
legislative and regulatory
12 USC 5104(c)
[1]
[2]
NMLS Policy Committee
[1]
[2]
SAFE Mortgage Licensing Act
[1]
[2]
N
NMLS account
NMLS ID
[1]
T
testing and education requirements
continuing education (CE)
successive year rule
[1]
[2]
pre-licensure education (PE)
PE expiration
[1]
[2]
PE requirements
[1]
[2]