Mississippi

State PE and CE Requirements for MLOs

Pre-Licensure Education Requirements

This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 8 hours of undefined education (referred to as electives) + 4 hours of MS law.
Important: Mississippi has a requirement for 4 hours of instruction on state-specific law (MS S.A.F.E Mortgage Act) which may be satisfied by either taking a MS comprehensive course or a state-specific elective course.

Number of hours is 3/3/2/8/+ 4hrs of MS law = 20

Continuing Education Requirements

Additional Persons: N/A

Deadline

The deadline to complete CE is December 31. However, MLOs in Mississippi are prohibited from applying to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.