Michigan
State PE and CE Requirements for MLOs
Pre-Licensure Education Requirements
This education must include 3
hours of Federal law, 3 hours of ethics (which shall include fraud, consumer
protection, and fair lending issues), 2 hours of non-traditional mortgage lending,
plus 10 hours of undefined education (referred to as electives) + 2 hours of MI law.
Important: Michigan has a requirement for 2 hours of instruction on
state-specific law which may be satisfied by either taking a MI comprehensive
course or a state-specific elective course.
Number of hours is 3/3/2/10 + 2hr MI = 20
Continuing Education Requirements
Additional Persons: N/A
Deadline
The deadline to complete CE is December 31. However, MLOs in Michigan are prohibited from applying to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.