NMLS recognizes that some institutions may have existing systems for fingerprint collections and a volume that makes it worthwhile to establish a direct connection. Due to the technical and legal requirements necessary to facilitate such an alternative fingerprint submission process, NMLS can only offer this option under the conditions listed below. If, after reviewing these conditions, your institution is interested in using existing fingerprint files collected outside of the NMLS network, please contact Fieldprint at 1-877-614-4365. Conditions are as follows:
- Execution of a legal agreement between the institution and Fieldprint, approved by State Regulatory Registry LLC
Fingerprints submitted to NMLS may be subsequently used by other institutions or state regulatory authorities. In order to protect the integrity of all fingerprints collected and maintained by NMLS, NMLS requires certain quality controls be in place as institutions collect fingerprints that mirror those in place in the NMLS network.
- Adherence to the Interface Control document
Fieldprint has developed an interface control document for the submission of existing fingerprints to NMLS. This document regulates submission of fingerprints and helps ensure that submitted fingerprints are connected with the correct mortgage loan originator’s record in NMLS. Institutions interested in submitting existing fingerprints or using its vendor to collect fingerprints for submission to NMLS must abide with the technical and policy requirements outlined in this document to ensure a uniform standard of all fingerprints collected by NMLS.
- Submission of at least 2,500 prints during the transition year
Due to the costs associated with establishing and maintaining this alternative approach to the existing NMLS Livescan Network, NMLS believes that this alternative process is only effective for institutions with a high volume of prints to process. As such, institutions must certify they will submit at least 2,500 fingerprints to NMLS during the calendar year (2011) in order to participate in this alternative program.
Please note that regardless of the submission method, fingerprints cannot be submitted to NMLS until the MLO’s MU4 or MU4R has been submitted and all appropriate fees have been paid. For more information on submitting prints through the NMLS network, see Criminal Background Check.